Articles and guides on investment property loans, portfolio structuring, interest-only lending and property investment strategy in Australia
You have made the leap from employment to self-employment. Now comes the harder part: proving to a bank that you are serious about settling down and buying a home. The shift from PAYG employment to independent contracting is a career…
Stop waiting years to save a deposit you do not actually need. A genuinely new type of home loan has arrived in Australia and it changes the maths completely. Here is the conversation we have been having with clients for…
Boarding houses are an emerging property investment class in Australia. Here is how financing works, which lenders will consider it, and what you need to know before you buy. Boarding houses have quietly become one of the more interesting emerging…
Thousands of Australian businesses are carrying ATO tax debt. Financing or refinancing that debt through a lender can be a practical solution. Here is how it works. The ATO collected a record amount in tax debt enforcement activity in 2024…
Property Costs Calculator – Know Every Dollar Before You Buy Stamp duty, LMI, lender fees, conveyancing and your deposit — calculated together in one place Buying property in Australia involves far more than the purchase price. Stamp duty, lenders mortgage…
Investment Property Cashflow Calculator Understanding investment property cashflow Cash flow is the difference between your rental income and all costs of ownership — loan interest, property management, council rates, insurance, maintenance, and vacancy allowance. This calculator gives you weekly and…
Refinancing Savings Calculator Should you refinance your home loan? Refinancing is one of the most powerful financial moves an Australian homeowner can make. On a $600,000 loan, the difference between a rate of 6.50% and 5.99% is over $176 per…
Split Loan Calculator What is a split home loan? A split home loan divides your mortgage into two separate portions — typically one on a fixed interest rate and one on a variable rate. Rather than committing entirely to one…
Extra Repayments Calculator Extra repayments calculator, see how fast you can pay off your mortgage Making extra repayments on your home loan is one of the most powerful wealth-building strategies available to Australian homeowners. Even small additional amounts, made consistently,…
LMI Calculator LMI calculator Australia, estimate your Lenders Mortgage Insurance cost Lenders Mortgage Insurance (LMI) is a one-off premium charged when your home loan deposit is less than 20% of the property value, putting your loan-to-value ratio (LVR) above 80%.…
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