Articles and guides on investment property loans, portfolio structuring, interest-only lending and property investment strategy in Australia
Boarding houses are an emerging property investment class in Australia. Here is how financing works, which lenders will consider it, and what you need to know before you buy. Boarding houses have quietly become one of the more interesting emerging…
Thousands of Australian businesses are carrying ATO tax debt. Financing or refinancing that debt through a lender can be a practical solution. Here is how it works. The ATO collected a record amount in tax debt enforcement activity in 2024…
Property Costs Calculator – Know Every Dollar Before You Buy Stamp duty, LMI, lender fees, conveyancing and your deposit — calculated together in one place Buying property in Australia involves far more than the purchase price. Stamp duty, lenders mortgage…
Investment Property Cashflow Calculator Understanding investment property cashflow Cash flow is the difference between your rental income and all costs of ownership — loan interest, property management, council rates, insurance, maintenance, and vacancy allowance. This calculator gives you weekly and…
Refinancing Savings Calculator Should you refinance your home loan? Refinancing is one of the most powerful financial moves an Australian homeowner can make. On a $600,000 loan, the difference between a rate of 6.50% and 5.99% is over $176 per…
Split Loan Calculator What is a split home loan? A split home loan divides your mortgage into two separate portions — typically one on a fixed interest rate and one on a variable rate. Rather than committing entirely to one…
Extra Repayments Calculator Extra repayments calculator, see how fast you can pay off your mortgage Making extra repayments on your home loan is one of the most powerful wealth-building strategies available to Australian homeowners. Even small additional amounts, made consistently,…
LMI Calculator LMI calculator Australia, estimate your Lenders Mortgage Insurance cost Lenders Mortgage Insurance (LMI) is a one-off premium charged when your home loan deposit is less than 20% of the property value, putting your loan-to-value ratio (LVR) above 80%.…
Borrowing Power Calculator How much can I borrow in Australia? Before you start looking at properties, knowing your borrowing power is the single most important step in your home loan journey. Your borrowing capacity determines the price range you can…
Stamp Duty Calculator Stamp duty calculator Australia — all states and territories Stamp duty (formally called transfer duty) is a state government tax payable when you purchase property in Australia. It is one of the largest upfront costs of buying…
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