Our Loan Products
Whether you’re buying your first home, growing your investment portfolio, or simply wanting to get more from your current home loan or personal loan or any type of loan, we’re here to help. Below is an overview of the lending solutions we offer. Each one can be tailored to your needs—and if you’re not sure where to start, we’re only a phone call away.
Owner Occupier Loan
An owner occupier loan is designed for individuals or families purchasing a property they plan to live in. These loans typically offer lower interest rates and more flexible features compared to investment loans, making them ideal for first-time buyers,
Investment Loan
An investment loan is designed for individuals purchasing property to generate rental income or capital growth. It’s different from an owner-occupier loan, often offering flexible options like interest-only repayments to maximise cash flow and allow strategic
Commercial Loans
A commercial loan is designed for businesses or investors looking to purchase, refinance, or develop commercial real estate. These loans differ from residential lending in structure, eligibility, and flexibility, often requiring a deeper understanding of business
Construction Loan
A construction loan is a short-term facility designed specifically for building or renovating property. Funds are released in instalments—known as progressive drawdowns—as each stage of construction is completed. You only pay interest on the amount drawn,
Mortgage Process
Pre-approval
Check borrowing power and lender options to move forward confidently.
01.
Pre-approval
Documentation
Submit ID, income, assets, liabilities, and property details.
02.
Documentation
Apply & assess
Lender evaluates your application and performs a valuation.
03.
Apply & assess
Receive approval
Conditional or formal approval based on lending criteria.
04.
Receive approval
Sign agreement
Review and accept loan terms and repayment structure.
05.
Sign agreement
Settle & begin
Funds are transferred—your loan journey officially begins.
06.
Settle & begin
About Our Company
Know Who We Are
We’re not just another finance company. We’re your partner in progress.
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