Articles and guides on first home buyer loans, government grants, deposit schemes and the home buying process in Australia
Property Costs Calculator – Know Every Dollar Before You Buy Stamp duty, LMI, lender fees, conveyancing and your deposit — calculated together in one place Buying property in Australia involves far more than the purchase price. Stamp duty, lenders mortgage…
Refinancing Savings Calculator Should you refinance your home loan? Refinancing is one of the most powerful financial moves an Australian homeowner can make. On a $600,000 loan, the difference between a rate of 6.50% and 5.99% is over $176 per…
Split Loan Calculator What is a split home loan? A split home loan divides your mortgage into two separate portions — typically one on a fixed interest rate and one on a variable rate. Rather than committing entirely to one…
Rent Vs Buy Calculator Rent vs buy calculator Australia, which makes more financial sense in 2026? The rent vs buy debate is one of the most common financial questions Australians face. The answer depends on your specific situation, how long…
Extra Repayments Calculator Extra repayments calculator, see how fast you can pay off your mortgage Making extra repayments on your home loan is one of the most powerful wealth-building strategies available to Australian homeowners. Even small additional amounts, made consistently,…
LMI Calculator LMI calculator Australia, estimate your Lenders Mortgage Insurance cost Lenders Mortgage Insurance (LMI) is a one-off premium charged when your home loan deposit is less than 20% of the property value, putting your loan-to-value ratio (LVR) above 80%.…
Offset Account Calculator Offset account calculator Australia, see exactly how much you save An offset account is a transaction account linked to your home loan. The balance in the account is “offset” against your loan balance when calculating daily interest,…
Borrowing Power Calculator How much can I borrow in Australia? Before you start looking at properties, knowing your borrowing power is the single most important step in your home loan journey. Your borrowing capacity determines the price range you can…
Stamp Duty Calculator Stamp duty calculator Australia — all states and territories Stamp duty (formally called transfer duty) is a state government tax payable when you purchase property in Australia. It is one of the largest upfront costs of buying…
Equity Calculator Home equity calculator Australia, how much can you access? Equity is the difference between what your property is worth today and how much you still owe on your home loan. As property values rise and you pay down…
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