Navigating the journey with clarity, confidence, and ROVO Finance by your side.
Buying a home is one of life’s biggest milestones — and in Australia, it comes with its own unique rhythm. Whether you’re a first-time buyer or seasoned investor, this guide breaks down the process into clear, actionable steps.
1. Pre-Approval: Know Your Borrowing Power
- Use ROVO Finance‘s smart calculators to estimate repayments
- Compare lenders and loan types
- Secure a pre-approval to show sellers you’re serious
2. Research & Property Selection
- Choose your location based on lifestyle, schools, or investment potential
- Attend inspections and ask the right questions
- Consider building vs buying established
3. Make an Offer & Sign the Contract
- Negotiate price and conditions
- Engage a conveyancer or solicitor
- Sign the contract and pay the deposit
4. Formal Loan Approval
- Submit documents: ID, income, liabilities, property details
- Lender performs valuation
- Receive formal approval
5. Settlement & Move In
- Review and sign loan agreement
- Transfer remaining funds
- Receive the keys and celebrate
Bonus Tips from ROVO Finance
- Stamp Duty: Budget for this state-based cost
- Grants: First Home Owner Grant, stamp duty concessions, and more
- Hidden Costs: Inspections, conveyancing, insurance, and moving fees
Ready to take the next step? Reach out to ROVO Finance for expert guidance tailored to your journey — whether you’re buying your first home or refining your investment strategy.
