A first home buyer loan is tailored for individuals purchasing their first property. These loans often come with competitive rates, flexible features, and access to government support schemes—making it easier to enter the property market and start building equity.
- Lower deposit requirements (as little as 5% with some lenders)
- Access to First Home Guarantee and other government schemes
- Stamp duty concessions in eligible states and territories
- Support with budgeting, borrowing power, and pre-approval
- Purchasing your first residential property
- Buying off-the-plan or newly built homes
- Securing land and building your first home
Your borrowing power depends on your income, expenses, credit history, and deposit saved. Lenders assess your financial position to determine how much you can borrow and what repayments will look like. We help you calculate and compare options across lenders.
- First Home Guarantee (formerly First Home Loan Deposit Scheme)
- Stamp duty concessions and exemptions
- First Home Owner Grant (FHOG)
- Budgeting and deposit planning tools
We simplify the journey—comparing lenders, explaining features, and guiding you through every step. From deposit planning to settlement, we make sure your first home loan is structured to support your lifestyle and long-term goals.
Let’s make your first home a reality. Share your goals and we’ll help you find the right loan to match.
Make an Appointment
Shaping tomorrow’s opportunities through confident decisions and smart finance.
