Our Loan Products

Whether you’re buying your first home, growing your investment portfolio, or simply wanting to get more from your current loan, we’re here to help. Below is an overview of the lending solutions we offer. Each one can be tailored to your needs—and if you’re not sure where to start, we’re only a phone call away.

Owner Occupier Loan

An owner occupier loan is designed for individuals or families purchasing a property they plan to live in. These loans typically offer lower interest rates and more flexible features compared to investment loans, making them ideal for first-time buyers,

Investment Loan

An investment loan is designed for individuals purchasing property to generate rental income or capital growth. It’s different from an owner-occupier loan, often offering flexible options like interest-only repayments to maximise cash flow and allow strategic

Personal Loan

A personal loan gives you access to funds for a wide range of purposes—from consolidating debt to covering medical expenses or funding a renovation. These loans can be secured (backed by an asset) or unsecured, with repayment terms typically

Commercial Loans

A commercial loan is designed for businesses or investors looking to purchase, refinance, or develop commercial real estate. These loans differ from residential lending in structure, eligibility, and flexibility, often requiring a deeper understanding of business

Construction Loan

A construction loan is a short-term facility designed specifically for building or renovating property. Funds are released in instalments—known as progressive drawdowns—as each stage of construction is completed. You only pay interest on the amount drawn,

Refinancing

Refinancing replaces your current home loan with a new one—often with better rates, features, or terms. Whether you’re chasing lower repayments or accessing equity, refinancing is a strategic move to bring your finances in line with your goals.

SMSF Loans

An SMSF loan allows your self-managed super fund to purchase residential or commercial investment property. These loans operate under a limited recourse borrowing arrangement (LRBA), meaning only the property itself is at risk—

Bridging Loans

A bridging loan is a short-term finance solution that helps you purchase a new property before selling your existing one. It allows you to move quickly on a new home while giving you time to sell your current property without pressure.

First Home Buyer

A first home buyer loan is tailored for individuals purchasing their first property. These loans often come with competitive rates, flexible features, and access to government support schemes—making it easier to enter the property market and start building

Owner Occupier Loan

An owner occupier loan is designed for individuals or families purchasing a property they plan to live in. These loans typically offer lower interest rates and more flexible features compared to investment loans, making them ideal for first-time buyers,

Investment Loan

An investment loan is designed for individuals purchasing property to generate rental income or capital growth. It’s different from an owner-occupier loan, often offering flexible options like interest-only repayments to maximise cash flow and allow strategic

Personal Loan

A personal loan gives you access to funds for a wide range of purposes—from consolidating debt to covering medical expenses or funding a renovation. These loans can be secured (backed by an asset) or unsecured, with repayment terms typically

Commercial Loans

A commercial loan is designed for businesses or investors looking to purchase, refinance, or develop commercial real estate. These loans differ from residential lending in structure, eligibility, and flexibility, often requiring a deeper understanding of business

Construction Loan

A construction loan is a short-term facility designed specifically for building or renovating property. Funds are released in instalments—known as progressive drawdowns—as each stage of construction is completed. You only pay interest on the amount drawn,

Refinancing

Refinancing replaces your current home loan with a new one—often with better rates, features, or terms. Whether you’re chasing lower repayments or accessing equity, refinancing is a strategic move to bring your finances in line with your goals.

SMSF Loans

An SMSF loan allows your self-managed super fund to purchase residential or commercial investment property. These loans operate under a limited recourse borrowing arrangement (LRBA), meaning only the property itself is at risk—

First Home Buyer

A first home buyer loan is tailored for individuals purchasing their first property. These loans often come with competitive rates, flexible features, and access to government support schemes—making it easier to enter the property market and start building

Bridging Loans

A bridging loan is a short-term finance solution that helps you purchase a new property before selling your existing one. It allows you to move quickly on a new home while giving you time to sell your current property without pressure.

Disclaimer

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

At Rovo Finance, our mission is to simplify finance through innovation, transparency, and trust. We strive to empower individuals, families, and businesses to take control of their financial futures with clarity, confidence, and tailored solutions.

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