First Home Buyers Loans in Australia - Rovo Finance
Step into your first home with confidence. Rovo Finance helps first home buyers access tailored loan solutions with competitive rates, low-deposit options, and expert guidance from pre-approval to settlement.
A first home buyers loan is a home loan designed for individuals or couples purchasing their first residential property. These loans also come with government incentives, stamp duty concessions & low deposit options making it easier to enter the property market.
Whether you are buying an apartment, townhouse or house & land package, Rovo Finance compares lenders and structures your loan to match your income, deposit, and long-term goals. We also help you navigate eligibility for schemes like the First Home Guarantee and First Home Owner Grant (FHOG).
- Lower deposit requirements (as little as 5% with some lenders)
- Access to First Home Guarantee and other government schemes
- Stamp duty concessions in eligible states and territories
- Support with budgeting, borrowing power, and pre-approval
- Competitive interest rates tailored for first-time buyers
- Flexible repayment structures to suit your income
- Expert guidance through every step of the process
- Purchasing your first residential property
- Buying off-the-plan or newly built homes
- Securing land and building your first home
- Accessing equity for minor renovations or upgrades
We understand that buying your first home can feel frustrating. That is why we:
- Compare loans from a wide range of lenders
- Help you understand eligibility for government schemes
- Guide you through pre-approval, documentation, and settlement
- Customized your loan to your lifestyle, income and future plans
Our goal is to make your first home journey simple, transparent & empowering.
Your borrowing power depends on your income, expenses, credit history, and deposit saved. Lenders assess your financial position to determine how much you can borrow and what repayments will look like. We help you calculate and compare options across lenders.
- First Home Guarantee (formerly First Home Loan Deposit Scheme)
- Stamp duty concessions and exemptions
- First Home Owner Grant (FHOG)
- Budgeting and deposit planning tools
We simplify the journey—comparing lenders, explaining features, and guiding you through every step. From deposit planning to settlement, we make sure your first home loan is structured to support your lifestyle and long-term goals.
Book a consultation or send us a message and let’s turn your first home dream into a confident reality.
FAQs
With government support like the First Home Guarantee, you may be eligible to buy with as little as 5% deposit. Without support most lenders require 10–20%.
You may be eligible for the First Home Owner Grant (FHOG), stamp duty concessions or the First Home Guarantee. Rovo Finance helps you check eligibility & apply.
Yes. Pre-approval gives you a clear budget & strengthens your position when making offers. Rovo Finance helps you secure fast pre-approvals from trusted lenders.
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