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Buying your first home can feel out of reach — especially with rising property prices and strict lending criteria. The First Home Guarantee, part of the Home Guarantee Scheme, is designed to change that. It allows eligible buyers to purchase a home with as little as 5% deposit, without paying Lenders Mortgage Insurance (LMI). What

For many Australians aged 55 and over, a reverse mortgage offers a way to access the value of their home without selling or downsizing. Whether you’re looking to ease financial pressure, fund lifestyle upgrades, or support aged care needs, reverse mortgages provide a powerful solution. What Is a Reverse Mortgage? A loan secured against your

Australia’s property market continues to attract global interest. From foreign nationals seeking stable investments to expatriates planning a return home, tailored loan solutions are available — even when traditional banks say no. Here’s what international borrowers need to know. Who Can Apply? Foreign Nationals: Non-residents with Foreign Investment Review Board (FIRB) approval Temporary Residents: May

When investing in property, choosing the right ownership structure is critical. Trusts are increasingly popular among Australian investors for their flexibility and strategic advantages. Here’s a breakdown of the most common trust types and how they can support your property goals. Discretionary (Family) Trust Trustee has full discretion over income distribution Ideal for families seeking

When buying property in Australia, how you choose to own it isn’t just a legal formality — it affects your control, tax obligations, estate planning, and long-term wealth strategy. Here’s a clear breakdown of the most common ownership structures Australians use. Sole Ownership Full control over decisions, refinancing, and selling Simplified tax reporting Suitable for

Buying a home is one of life’s biggest milestones — and in Australia, it comes with its own unique rhythm. Whether you’re a first-time buyer or seasoned investor, this guide breaks down the process into clear, actionable steps. 1. Pre-Approval: Know Your Borrowing Power Use ROVO Finance‘s smart calculators to estimate repayments Compare lenders and