Live where you love—with a home loan tailored to your lifestyle and future goals.
What is an Owner Occupier Loan?
An owner occupier loan is designed for individuals or families purchasing a property they plan to live in. These loans typically offer lower interest rates and more flexible features compared to investment loans, making them ideal for first-time buyers, upgraders, or refinancers.
Why Choose an Owner Occupier Loan?
Lower interest rates than investment loans
Flexible repayment options to suit your lifestyle
Access to offset accounts and redraw facilities
Eligibility for government schemes and grants
What Can You Use It For?
Buying your first home
Upsizing or downsizing your residence
Refinancing an existing owner-occupied property
Accessing equity for renovations or upgrades
How to Qualify
Good credit history and stable income
Minimum deposit (typically 5–20%)
Proof of identity and financial documentation
Why Work With ROVO Finance?
We compare lenders to find the best rates and features for your owner occupier loan. From pre-approval to settlement, our team ensures your loan is structured to support your goals and lifestyle—making the process simple, transparent, and empowering.
Your Next Step Starts Here
Let’s help you move into the home you’ve been dreaming of. Share your goals and we’ll tailor the right solution for you.
Shaping tomorrow’s opportunities through confident decisions and smart finance.
Personalised advice, transparent options—designed to help you act with clarity and confidence.
